Terms and Conditions
Effective Date:
Welcome to Swarnoshiksha.com! By accessing and using our website, you agree to comply with these Terms and Conditions ("Terms"). These Terms govern your use of the platform, services, and resources provided by Swarnoshiksha. Please review them carefully before proceeding.
1. Electronic Record
This document is an electronic record in accordance with the provisions of the Information Technology Act, 2000 and its subsequent amendments. As per the Act, this electronic record does not require any physical or digital signatures.
2. Platform Ownership
The Swarnoshiksha.com platform is owned and operated by Hrisikesh Sarkar (hereinafter referred to as "we," "us," or "our"). The platform includes our website and any associated mobile applications. By using the platform, you agree to be bound by these Terms.
3. Binding Agreement
By accessing and using Swarnoshiksha.com, you are entering into a binding agreement with the Platform Owner, subject to these Terms and applicable policies. If you do not agree to these Terms, you should immediately discontinue using the platform.
4. Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will be effective as soon as they are posted on this page, and your continued use of the platform after such changes constitutes your acceptance of the modified Terms. You are encouraged to review these Terms periodically to stay informed.
5. User Responsibilities
Account Information: You agree to provide true, accurate, and complete information when registering on the platform. You are responsible for maintaining the security of your account and for all activities that occur under your account.
Authorized Use: You agree not to use the platform for any unlawful, illegal, or prohibited activities under these Terms and applicable laws.
6. Services Provided
eBooks, Courses, and Books: We provide eBooks, courses, and books, some of which are available for free and others are paid. By using the platform, you agree to the pricing terms for paid resources and acknowledge that free resources may have limited access or features.
No Warranty: We do not guarantee the accuracy, completeness, or timeliness of any information or materials on the platform. The content is provided "as is," and we are not liable for any errors or inaccuracies.
Risk of Use: Your use of the platform and the services is at your own risk. It is your responsibility to evaluate the suitability of the services for your educational needs.
7. Intellectual Property
All content, including but not limited to text, graphics, images, logos, and videos, is the intellectual property of Swarnoshiksha Pvt. Ltd. or its licensors. You agree not to use, reproduce, or distribute any content without express written permission.
8. Third-Party Links
The platform may contain links to third-party websites or services. These links are provided for your convenience, but we do not endorse or control the content or policies of these third parties. Accessing these websites is at your own risk, and you are bound by the terms and conditions of those sites.
9. Payment and Charges
By availing of any paid services on the platform, you agree to pay any applicable fees. You are responsible for ensuring that your payment information is accurate and up to date. Fees are subject to change, and we will notify you of any changes before they take effect.
10. Indemnification
You agree to indemnify and hold harmless Swarnoshiksha , its affiliates, officers, employees, and agents from any claims, demands, or liabilities, including legal fees, arising out of your breach of these Terms or any applicable laws.
11. Force Majeure
We will not be held liable for any failure or delay in performance of our obligations under these Terms if such delay or failure is caused by an event beyond our reasonable control, including but not limited to natural disasters, government actions, or other unforeseen circumstances.
12. Governing Law and Disputes
Governing Law: These Terms shall be governed by and construed in accordance with the laws of India.
Dispute Resolution: Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Murshidabad, West Bengal, India.
13. Termination
We reserve the right to suspend or terminate your access to the platform at any time, without notice, for any violation of these Terms or applicable laws.
14. Privacy Policy
Your use of the platform is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review the Privacy Policy to understand our practices.
15. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Email: swarnoshiksha@gmail.com
Address: Swarnoshiksha ,Murshidabad, West Bengal, India
Refund Policy
Refund - We don't offer any refunds.
Once a payment has been made for any of our services, we do not offer any refunds under any circumstances. We encourage you to review the details of the services carefully before making any payment. If you have any questions or concerns before completing your purchase, feel free to contact us for clarification.